Accounting & Tax • Capital Advisory • Credit Strategy
We bring clarity to your financials and then put them to work. Clean books, sharp reporting, and tax strategy that builds the foundation. Capital structuring and credit positioning that turns that foundation into funding.
Portfolio Managed
Years in Credit Risk
Charterholder Led
Accounting Philosophy
Most businesses don't fail because the idea was wrong. They fail because the numbers never told the real story. Decisions made on incomplete books, tax strategies built on last year's assumptions, and financials that raise more questions than they answer.
We believe accounting isn't a back-office function. It's the operating system of your business. When the books are clean and the reporting is sharp, every other decision gets easier, including the decision a lender makes about your creditworthiness.
Capital Philosophy
Most businesses that struggle to secure financing don't have a fundamentals problem. They have a packaging problem. Weak financial narratives, misaligned capital structures, and materials that don't speak the language lenders need to hear.
We sit on the same side of the table as the companies we advise, but we think like the institutions across from them. The result: businesses that walk into bank meetings already positioned to succeed.
Our Divisions
Prime Capital Advisors operates through two specialized divisions. First, we bring clarity to your financials. Then, we put those financials to work. Whether you need clean books or capital, we bring institutional-grade rigor to every engagement.
Professional accounting and tax services designed for growing businesses. We bring CPA-level rigor to your books, reporting, and tax strategy so you can focus on running your business with confidence.
Monthly and quarterly financial statements prepared to GAAP standards. Clear, accurate reporting that gives you and your stakeholders a true picture of performance.
Clean, organized books maintained on a consistent basis. Bank reconciliations, accounts payable and receivable management, and general ledger maintenance.
Proactive tax strategy that minimizes liability and maximizes deductions. Federal and state business tax preparation for LLCs, S-Corps, partnerships, and corporations.
Building forward-looking financial models that tie your operational plans to measurable financial outcomes. Variance analysis and performance tracking included.
Fractional controller support for businesses that need senior accounting oversight without the full-time cost. Month-end close management, internal controls, and process improvement.
Preparing your financials and documentation for external audits or lender due diligence. SOX-informed processes that stand up to institutional scrutiny.
Strategic advisory that positions your business for debt and equity financing. From capital structuring to lender-ready materials, we prepare you to walk into bank meetings already positioned to succeed.
Designing the right mix of debt and equity to match your business lifecycle, cash flow profile, and growth ambitions, before you approach a single lender.
Transforming your financial statements, projections, and supporting materials into the precise format and narrative that credit committees expect to see.
Identifying and addressing the specific credit risks that would cause a lender to hesitate: covenants, collateral gaps, concentration risk, cash flow volatility.
Applying institutional-grade risk frameworks (PD/LGD modeling, sensitivity analysis, stress testing) to give you the same view a bank's risk team will take.
Guiding businesses through the full financing lifecycle, from identifying the right capital sources to negotiating terms and closing the deal.
Broader advisory on M&A readiness, growth strategy, financial governance, and building the internal infrastructure that sophisticated investors require.
Who's Behind This
Designation
Founding partner is a Certified Public Accountant and CFA charterholder, bridging accounting rigor with investment analysis to deliver the full picture lenders and investors need.
Portfolio Authority
Executive credit authority over 120+ clients at a Big-5 Canadian bank, adjudicating complex financings up to $50M.
Regulatory Breadth
Deep fluency in OSFI, OCC, FDIC, SBA 7(a), and SSBIC frameworks, spanning Canadian and U.S. regulatory environments.
Education
Graduate-level financial technology training, keeping advisory services at the frontier of digital transformation in finance.
Our founding partner spent 13 years inside the credit risk machinery of institutional banking, progressing from analyst to Executive Director at one of Canada's Big Five banks, before founding Prime Capital Advisors.
That career was spent doing one thing: deciding whether businesses get funded. Analyzing their financials, stress-testing their projections, challenging their capital structures, and ultimately approving or declining their deals.
Now, that same lens works in reverse, helping businesses see themselves the way banks see them and closing every gap before they walk through the door.
The difference between an advisor who's read about credit and one who's exercised executive credit authority over billions of dollars isn't subtle. It's the difference between theory and pattern recognition forged across hundreds of transactions.
How It Works
We assess your current financials, capital structure, and lending history to identify exactly what stands between you and your goals.
A tailored action plan with the right capital mix, the right structure, and the right story, designed to address every concern a lender or stakeholder would raise.
We build or rebuild your financial materials, projections, and credit narrative until they meet the institutional standard decision-makers expect.
You go to market positioned for success. We stay alongside you through lender conversations, term sheet review, and closing.
Get in Touch
Whether you're exploring financing options, need cleaner books, or want to talk through your business strategy, we'd like to hear from you. Share the details and we'll follow up within one business day.
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